OwedIs there unclaimed money in your name?
The CRA is holding $1.88 billion in uncashed cheques and the Bank of Canada $1.6 billion in forgotten bank balances. Searching is free and takes a few minutes.
Check what I'm owedFree official searches. You claim directly from the government, so no one takes a cut.
Two federal searches every Canadian should do
- Uncashed CRA cheques. The CRA holds 10,985,540 uncashed cheques worth $1,876,160,000 (October 2026). They're tax refunds, credits and benefit payments, and Government of Canada cheques never expire. Sign in to CRA My Account and open "Uncashed cheques".
- Bank of Canada unclaimed balances. Bank accounts, GICs and bank drafts at federally regulated banks go to the Bank of Canada after 10 years with no activity. It holds $1.6 billion. Search your name, and any past names, for free.
Provincial searches
- British Columbia: BC Unclaimed holds $222 million from credit union accounts, estates, courts and more.
- Alberta: Alberta Treasury Board and Finance holds property reported as abandoned. You search at missingmoney.com.
- Quebec: Revenu Québec keeps a public register of unclaimed property.
- New Brunswick: FundsFinderNB holds $42 million from credit unions, uncashed cheques, security deposits and more.
- Ontario and the other provinces and territories don't run a public unclaimed property search, so the two federal searches are the ones to do.
Is it really free?
Yes. The CRA, the Bank of Canada and the provincial programs don't charge to search or claim. Some private finders take a third or more of what they recover; you don't need them.
What if I lived in another province before?
Search that province too. Money is held by the province where the business or institution reported it.
Can I claim for someone who died?
Usually the estate's executor or liquidator can, with proof. Each official site explains the documents it needs.