Owed Refunds · free letter

Order never arrived?
The law says they must refund you.

In Ontario, BC, Alberta and Quebec, if an online order is more than 30 days late, you can usually cancel it, and the seller then has 15 days to refund you in full. Paid by credit card? The law lets you ask your card issuer to reverse the charge.

Your order

How did you order?

What else are you owed?

Check uncashed CRA cheques, forgotten bank balances, class action settlements and flight compensation, free.

Good to know

What if it's not 30 days late yet?

Wait until the date we show you, and don't accept a late delivery in the meantime if you still want to cancel: once you accept it, the right to cancel ends.

What if I'm outside these four provinces?

We've only checked Ontario, BC, Alberta and Quebec so far. You still get a refund request letter, without a provincial section cited.

Is this legal advice?

No. Owed is a free tool that explains the public rules and helps you write your own letter. For advice about your situation, talk to a lawyer, a paralegal or your provincial consumer protection office.

Who runs this?

Owed is made by JKwek Holdings Ltd., a Canadian company. We're not a law firm.