OwedDo you have an uncashed CRA cheque?
The CRA holds 10,985,540 uncashed cheques worth $1,876,160,000 (October 2026). Government of Canada cheques never expire, so it's still your money.
Check what I'm owedFree official searches. You claim directly from the government, so no one takes a cut.
How to check
- Sign in to CRA My Account and open "Uncashed cheques". It shows personal cheques (tax refunds, most credits and benefit payments) that are more than 6 months old.
- For a cheque you find, download the personalized PWGSC 535 form from your account and send it back through "Submit documents" to get a replacement payment.
- Business, trust and recent cheques (under 6 months) don't show online. Call the CRA for those.
- Found an old paper cheque? You can still cash it at any financial institution in Canada for free.
Do CRA cheques expire?
No. The CRA says Government of Canada cheques never expire.
What if I owe the CRA money?
The CRA may apply part or all of the payment to what you owe.
How do I get paid faster?
Set up direct deposit in My Account so replacement and future payments go straight to your bank.